Insurance & Payment

We're in-network with most major plans.

We believe affordable dental care should be available to everyone — and we create treatment plans that maximize your benefits. Send us your plan details and we'll verify your coverage before your first visit.

Affordable for every patient

In-network with most major dental plans

Interest-free financing for approved patients

Comprehensive solutions for uninsured patients

We file your claims for you and plan treatment to maximize your benefits. Don't see your plan? Call (908) 659-7300 — we're in-network with most companies.

Check My Coverage

In-network with most major plans · Interest-free financing · Solutions for the uninsured|4.8★★★★★(225)

Check your coverage

Leave your plan info and we'll verify before you come in.

Proud to Be In-Network With

We're in-network with most insurance companies, offer interest-free financing for approved patients, and provide comprehensive solutions for uninsured patients.

Delta Dental

Ameritas

GEHA

Horizon BCBS of New Jersey

Cigna

Careington

Aetna

Blue Cross Blue Shield

Guardian

GHI

Humana

DenteMax

Anthem

Assurant

AIG

Aflac

Cosmetic Treatments & Financing

Purely cosmetic procedures — done only to improve appearance, with no medical need — generally aren't covered by dental insurance. These usually include:

Teeth Whitening

Porcelain Veneers

Cosmetic Bonding

If a treatment is medically necessary, your plan may cover part of the cost. And treatments that aren't covered can be financed with interest-free options for approved patients — so you can move forward on a budget that works for you.

Insurance Terms, Explained

What is the annual maximum?

The total amount your insurance plan will pay toward your dental care in a plan year.

What is a deductible?

The fixed amount you pay out of pocket before your plan begins paying for treatment.

What is a co-payment?

A fixed amount you pay toward treatment while your insurer covers the rest. A co-pay can apply even before your deductible is met.

What is co-insurance?

The percentage of cost you pay after your deductible is met. On an 80/20 plan, your insurer pays 80% and you pay 20%.

What Dental Insurance Typically Covers

Dental insurance is built around specific treatments, and coverage varies from plan to plan. Most plans fully cover two preventive visits a year (cleanings and exams), and contribute toward restorative and major care such as:

Crowns & Bridges

Root Canal Treatment

Dental Implants

White Composite Fillings

Invisalign (orthodontics, often partial)

As a rule of thumb, plans cover preventive care at 100%, basic treatments around 80%, and major treatments at least 50%. We create treatment plans that maximize your benefits and keep your out-of-pocket cost as low as possible.

Have a plan question?

Send us your plan name and member ID — we'll verify coverage and email you an honest estimate before your first visit.

Call (908) 659-7300